Decent money shops provide safe & affordable services that are financial individuals on low incomes in Victoria, Southern Australia & Queensland.

Decent money shops provide safe & affordable services that are financial individuals on low incomes in Victoria, Southern Australia & Queensland.

We have been an initiative that is community-focused secure & affordable economic solutions.

We provide help through:


Loans of between $300 – $1,500 for crucial products or services such as for instance fridges, automatic washers or training costs

StepUP Loans

Low-value interest loans of between $800 – $3,000 without any costs and affordable payment durations


Totally totally Free and confidential economic counselling solutions for anybody experiencing difficulty that is financial.


Simple vehicle and contents insurance coverage with versatile re payment choices.


Obtain a washing that is new or virtually any sort of home appliance that you’ll require, such as for instance a refrigerator or computer.

Health Costs

Pay money for the items you’ll want to continue to be healthy, including visits into the medical practitioner or dental practitioner, also brand new cups.

Education Costs

Protect the expenses of school or TAFE fees, laptop computers, publications or any other things you’ll want to make a popularity of learning.

Cars & Automobile Repairs

Purchase a car that is second-hand or even to pay money for repairs when money’s tight.

How Can It Work?

Step One


Check into that loan by either dropping in, calling your nearest shop, or filling out our online enquiry kind.


Your application for the loan is evaluated.

Step Two

Step Three


You might be informed of this results of your loan agree and application to repayment terms.

Just What Our Clients Say:

“Having a motor vehicle changed every thing, we tell every person I’m sure about StepUP loans. ”

“It puts you for a par with everybody else and gives you use of fair and affordable finance.

“This loan implies that those goals are one step nearer to becoming a real possibility I really like. – We can’t wait to own work and a profession doing one thing”

“I’ve recommended NILS and Good Money to many individuals. We find individuals don’t understand about any of it, but it surely is a far greater choice than whatever else you’ll find. ”

“StepUP assisted me personally out of a poor finances and to begin with a fresh life with my household. ”

Decent Money offers loans that are small those things you actually need.

Sustained by:


Decent money is really a joint community partnership between Good Shepherd Microfinance, nationwide Australia Bank (NAB) therefore the State Governments of Victoria, Queensland and Southern Australia.

Our hearts and thoughts head out to any or all impacted straight or indirectly by the
coronavirus pandemic.

No Interest Loans (NILS) for anybody adversely relying on the coronavirus will soon be made available. But, anyone needing instant help can submit an application for a NILS loan through our current system, even though this loan has narrower requirements and it is maybe maybe not for bills. For economic counselling, please look at the National Debt Helpline at

Please be aware which our decent money shops are temporarily closed to cut back danger to customers, the grouped community and staff.

Goldman, JetBlue Form Teams On Installment Loan Item

Two times after JetBlue stated it can temporarily combine solution in five U.S. Metropolitan areas, this new York flight has accompanied Goldman Sachs to provide an installment loan item.

CNBC stated that the international economic services business established MarcusPay this week, enabling users to disseminate big-ticket purchases across monthly premiums.

Marcus, the online-only customer banking and financing supply of Goldman Sachs, provides signature loans without any belated costs all the way to $10,000, with prices which range from 10.99 to 25.99 per cent at terms from 12 to 18 months, based on its internet site.

As it is the situation for some other loan providers, probably the most creditworthy candidates be eligible for the best prices and loan terms that are longest, Marcus stated.

While less clients are reserving routes at this time, MarcusPay could act as a repayment selection for vacationers who reserve packages in the fall, CNBC reported. The Goldman and JetBlue deal was at the works prior to the coronavirus pandemic put a finish to air travel that is most.

“During this time around, our # 1 concern may be the safe practices of our customers, ” Abhinav Anand, mind of customer loans for Marcus, told CNBC.

The service that is new enable JetBlue clients to “buy what counts to them, whenever it matters, also to shell out the dough in equal re payments without any costs or upfront re payment, ” Anand stated.

Partnerships along with other businesses are required to adhere to.

In its review, NerdWallet said Marcus is probably the most readily useful signature loans in the kinds of good credit, debt consolidating and loans from banks.

The deal follows JetBlue’s announcement so it has temporarily consolidated service in Boston, Los Angeles, New york, san francisco bay area and Washington, D.C. Between April 15 and June 10.

The brand new routine comes amid accurate documentation drop-off in traveling once the nation addresses stay-at-home orders during COVID-19. The flight has recently told clients they want to reduce its traveling system by 80 percent day-to-day in April.

“We face brand new challenges every single day and can’t think twice to use the actions essential to reduce our expenses amid significantly demand that is falling we are able to emerge with this unprecedented time as a powerful business for our clients and crewmembers, ” said Scott Laurence, Jet Blue’s mind of income and planning.

Last autumn, PYMNTS stated that Marcus, launched in 2016, destroyed $1.3 billion despite purchasing startups and building call centers in Utah and Texas, in line with the Wall Street Journal.


Join PYMNTS CEO, Karen Webster with panelists from PSCU, BECU and PenFed on April 14th at 11:30 am ET to dissect a wave of innovation that’s reinventing the credit union as we know it tuesday. The panel will look into revelations through the latest PYMNTS “Credit Union Innovation Index” and appearance at how a credit union sector is giving an answer to the crisis that is COVID-19 users. Understand how modifications towards the CU landscape are changing that sector as Webster and decision-makers that are top “360° of Credit Union Innovation. ”

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